🔓
Privacy-First Access
Fast onboarding designed for users who value discretion and speed.
Private spending made simple.
Spend Crypto with Full Privacy.
Load any crypto. Get a card. Use it anywhere cards are accepted, online, in-store, globally, with a smooth privacy-first experience.
PIGGYBANKWhy This Card
💳
Works Everywhere
US BIN card spending in USD with low decline rates among crypto cards on the market.
🌍
Any Crypto
Load with whatever you hold. We accept all major cryptocurrencies.
🚫
Zero Hidden Fees
4% funding fee. That is it. No FX fee. No spend fee. No swap fee. No surprises.
⚡
Instant Access
From crypto to spendable balance in minutes, not days.
🤝
Refer and Earn
Earn a percentage of your referred users' spend forever.
Three Steps to Start Spending
01
Get Your Card
Message our Telegram bot and complete a fast, privacy-first onboarding flow.
02
Load Crypto
Send any supported cryptocurrency to your wallet address. It converts automatically.
03
Spend Anywhere
Use your card wherever cards are accepted. Online, in-store, globally.
One Fee. No Fine Print.
4%
Funding fee, the only fee you'll ever pay
| Fee Type | Our Card | Others |
|---|---|---|
| FX Fee | ✅ None | ❌ 1 to 3% |
| Spend Fee | ✅ None | ❌ Common |
| Crypto Swap Fee | ✅ None | ❌ Common |
| Hidden Fees | ✅ None | ❌ Always |
Refer Once. Earn Forever.
Bring someone on and earn a percentage of everything they spend for life. No cap. No expiry. No catch.
- Get your unique referral link from the bot
- Share it with anyone
- Earn a percent of their card spend, automatically, forever
What Is Coming
🟢 LivePhysical Card
🟢 LivePrivacy-First Crypto Card
🟢 LiveAny Crypto Load
🟢 LiveReferral Program
🟡 Coming SoonApple Pay Integration
🟡 Coming SoonTiered Card Memberships (Standard, Black, Elite)
🟡 Coming SoonReward Points and Cashback
Ready to Stop Asking Permission?
Load crypto. Spend anywhere with confidence and privacy.
Powered by Telegram. No app download required.
FAQ
How fast can I start spending?
Most users can request a card and start funding it within minutes through the Telegram flow.
What fees do you charge?
There is a clear 4 percent funding fee. No hidden spend fee, no hidden swap fee, and no surprise line items.
What can I load the card with?
You can fund with major cryptocurrencies and convert to spendable balance automatically.
Where does this card work?
Anywhere standard card payments are accepted, including online checkout and in-store purchases.